Reissue Mortgage Credit Certificate (MCC) Program

Beginning in 1993, the IRS allowed existing recipients of Mortgage Credit Certificates (MCC) to refinance their original mortgage loans on their principal residence, without voiding their current Mortgage Credit Certificates, by applying for a Reissued Mortgage Credit Certificate (RMCC) with a tax credit rate the same as their original MCC.

The Los Angeles County Development Authority (LACDA) has created the RMCC Program as an adjunct of its regular MCC Program to implement these regulations.  The LACDA’s RMCC Program requires that existing MCC holders who wish to refinance use a LACDA-approved RMCC Participating Lender.  The purpose of refinancing with a Participating Lender is to ensure that the lender is fully aware of the LACDA’s RMCC guidelines and will not accidentally disqualify a MCC holder from future tax credits based on their new loan or other criteria.

The RMCC Program is limited to people who have previously received a MCC.

MCC Participating Lenders


Contact Information

Terese Ramirez, MCC Administrator

Am Vuong, Program Supervisor